{
  "merchantOrderNo": "SANDBOX_USD_OUT_UNIQUE_001",
  "amount": "100.00",
  "currency": "USD",
  "product": "USD-LOCAL-PAYOUT",
  "accountName": "Sandbox Test",
  "account": "SANDBOX-SUCCESS",
  "phone": "2025550100",
  "email": "sandbox@example.com",
  "payCode": "CARD",
  "notifyUrl": "https://merchant.example/notify"
}